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Debt consolidation calculator

See what a new fixed payment might mean for your monthly budget and total cost.

DEBT CONSOLIDATION

Would one payment change the picture?

Enter your current balances, APRs, and payments. Then compare them with an example fixed-rate consolidation loan. The starting figures are illustrations, not available loan terms.

Current debts

Proposed consolidation loan

Interest rate / APR (%)Repayment term (years)Estimated fees or closing costs ($)

Add those costs to the new loan

A smaller payment can mean paying for longer or paying more overall. A home equity loan or cash-out refinance may put your home at risk if you cannot repay. This estimate assumes fixed rates and on-time payments, with no new charges, taxes, insurance, mortgage insurance, or other costs. Actual loan terms, eligibility, and APR may differ.